The Importance of Income Protection

Have you thought about the financial consequences a long term illness could have on you and your family ? Many people don’t realise that state benefits are quite limited. They can be as low as £100 per week which can be a significant drop in income and they can be difficult to claim.

Did you know that self-employed people actually pay a lot less national insurance than someone who is employed ? I would recommend that those who are self-employed, think about channelling some of these savings into protecting their income. A lot of people don’t realise how cheap it can be to put in place this type of cover.

I know from first-hand experience, having been through an 18mth illness myself, just how important Income protection cover is. Had I not had income protection, I could have lost my property.

Need expert mortgage and protection advice, Better Call Paul !