The importance of reviewing critical illness policies
Many people buy this type of insurance and hope that they will never have to use it. What I often find, is that they tend to go in a bottom drawer to gather dust.
People review their home insurance and car insurance every year but people don’t look at this type of insurance on a regular basis. A lot of people aren’t aware that there have been changes in the critical illness market over the last few years which means that a lot of providers now cover less serious critical illnesses, such as less serious cancers and other illnesses.
It is really important that people think about reviewing this type of cover on a regular basis because its changing so quickly in the market place. I am always happy to review existing policies to examine where the shortfalls may occur or to compare what alternatives are available in the market place today.
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